Americans have quite a bit of credit card debt. Maybe you heard. Maybe you even have some yourself ("thoughts and prayers"). TransUnion on Thursday released their quarterly credit insights report, and the news was... well, let's just call it suboptimal. "High interest rates and higher-than-expected costs for goods and services continue to squeeze the wallets of American consumers," a summary read. "This has led to many continuing to leverage their existing credit account lines more than ever."