If you work for Amazon and you have some stock but not a home, there’s good news: You’ll soon be able to pledge your shares as collateral for cash, which can then be used for a downpayment.

So, you get to keep your stake in the company, and you get a house. The arrangement, made possible by online mortgage lender Better.com, was detailed Tuesday by The Wall Street Journal.

As regular readers will attest, I’m a staunch advocate for equality of opportunity, but I’m admittedly cautious on the idea of margin loans for the masses. I suppose I can rest easy, though, because as WSJ explained, these aren’t actually margin loans. “Amazon employees’ loan arrangements would be protected if the stock price slides,” Better.com’s CEO told the Journal.

That’s good news, because although the shares have rebounded a bit, last year’s selloff served notice that neither Amazon nor its mega-cap peers are immune to large drawdowns.

Although the company averted a worst-case sales scenario during the holiday shopping season, top-line growth has slowed dramatically, and AWS is decelerating quarter after quarter.

Traditionally, Amazon’s employees are paid disproportionately (relative to other big-tech companies) in stock on the assumption the shares will appreciate by “at least” 15% per year, as the Journal explained, adding that as a result of the selloff, total compensation is now short of “internal targets.”

That’s ok, though, as long as you intend to hold the shares and as long as the stock recovers, which it probably will. But for anyone needing cash in the here and now (say, to buy a house), it could be problematic, which is where the mortgage product, called “Equity Unlocker,” comes in.

Of course, there’s no free lunch, and Better.com has to protect itself somehow. Since the company doesn’t plan to issue margin calls to homeowners in the event of a selloff in Amazon shares, the lender will instead charge more for the mortgage — up to 250bps more, according to the Journal. (Or as few as 25bps.)

If you’re wondering whether the product is available to the employees Amazon recently let go as part of a cost-cutting effort that entailed eliminating nearly 20,000 jobs, the answer is yes. Those former employees can pledge their restricted stock units, apparently.

In a statement, Amazon described the program as an example of the company’s efforts to look after employees’ financial wellness.